TIME & CHANCE

Why do highly intelligent, well-resourced organizations still fail?

Despite speed, strength, expertise, and sophisticated systems, many institutions collapse unexpectedly—often at the height of their success. Time & Chance argues that the problem is not lack of competence, but the neglect of risk and uncertainty as permanent features of reality.

Anchored in the timeless insight of Ecclesiastes 9:11—“time and chance happen to them all”—this book exposes the illusion that performance alone guarantees endurance. Drawing from biblical wisdom, leadership insight, and organizational realities, Dr. Olatunji Sobodu reframes risk management as a leadership responsibility, not merely a compliance function.

This is not a technical risk manual. It is a sober, compelling call for organizations to rethink excellence itself. Through practical reasoning and penetrating insight, the book shows why:

• Performance can be deceptive
• Storms reveal rather than destroy organizations
• Leadership failure is the highest-impact unmanaged risk
• Risk management serves as the institutional conscience
• Enduring success depends on judgment, character, and preparedness

Written for executives, board members, risk professionals, and leaders who understand that the future must be protected—not assumed—Time & Chance challenges readers to build what uncertainty cannot easily undo.